As part of your instant RentPassport™ you must complete the 'Credit check' section. The purpose of the credit check is to verify your identity, provide your agent with a credit background and see if you have any adverse financial history.
Your credit check will also help in seeing if you qualify for DepositFree™ Insurance. This will show the agent your reliability in terms of regular payments.
We are powered by Experian who provide us with your financial and credit background. Please note that not everybody will be have a credit profile, as Experian need to have a certain level of data attached to you in their databases in order to provide a profile. This data could include electoral roll registration, utility bills under your name or a bank account associated at one or more of your previous addresses.
Select the 'Credit check' section on your RentPassport™. Input your full legal name, date of birth and contact number and click 'Confirm'.
You will now be asked to input your full address history. Similarly to Experian, we recommend entering at least three years to get an accurate credit history.
If you have not lived in the UK for a minimum 6 months, you will be unlikely to have enough of a credit footprint for Experian to pull this information. Not to worry, as this will be reflected on your RentPassport™. You will just need to enter one of your non-UK addresses, and click 'Confirm' when asked if you have lived in the UK for less than 6 months.
Enter the addresses using the postcode finder at the top of the screen. Once this has been populated, ensure the details are correct and add the date you moved in. Click done and repeat the steps if necessary.
Mandatory fields are marked with an asterisk (*). Please ensure you have included a house number or name to proceed.
Click 'Next' and we will run a credit check with Experian. This may take a few moments. Once successfully completed, you will see a Credit Indicator.