Guarantor criteria

Guarantor Criteria

Guarantors are available on request for individual renters. The following sections are mandatory for a guarantor to complete:

• Verify income
• Verify rent (homeowner guarantors will need to select 'homeowner' in this section)
• Credit check

If full referencing is requested, they will also need to complete:

• Employment reference
• Landlord reference (homeowner guarantors will need to select 'homeowner' in this section)

For steps on how to request a guarantor please visit How to request a Guarantor.

Guarantor criteria:

• Must be UK-based
• Must earn at least 40X the monthly rental income per annum in order to cover the renter's rent
• Must be confirmed as being a resident at the address(es) they have provided for the credit check
• Must be a home owner

How can a guarantor fail referencing?

Below are a number of reasons a guarantor could fail referencing:

• If the guarantor does not meet the income affordability
• If they have variable employment such as temporary or casual employment
• If they have been self-employed for less 3 months or cannot provide sufficient proof of income
• If they have a negative credit history
• If their residency and ownership at the addresses provided cannot be proved
• Information on the application is found to be fraudulent