Aimed at those with a poor or low credit score, a credit builder card helps to build up your credit history.

By using the card to spend on small amounts e.g shopping and repaying on time and in full every month, you are demonstrating responsible money management.

A word of warning though! They usually have high-interest rates and low limits - deliberately to help encourage sensible credit usage.

Comment below and let us know if you would consider getting a credit builder card.